The Financial Collective
Real Estate + Mortgage
Buy, sell, and finance — one connected team.
Helping you buy, sell, and settle in — with a mortgage team already in your corner.
About Joseph
When you work with Joseph, you get more than a realtor. You get a connected team — Joseph handling the property side, Stephen handling the financing, and the two of us talking to each other so nothing falls through the gap in between.
Buying, selling, or renewing — one connected team, start to finish.
Your mortgage partner
The Financial Collective
Stephen Green
Stephen Green is a mortgage broker leading The Financial Collective across Southwestern Ontario. With more than 25 years in the industry, his approach is planning-first: he looks at your whole financial picture, structures the mortgage around it, and stays in your corner well past closing so renewals and refinances are planned, not a scramble. Working alongside your realtor, you get one connected team from the first conversation to keys in hand.
Our app · free
Put our app on your phone
Mortgage calculators from Stephen Green and Joseph, together in one place — no app store and no download.
- Payment, affordability and land transfer tax
- Renewal, refinance and prepayment tools
- Start an application whenever you’re ready
- One tap to reach either of us
Tools & resources
Handy tools & guides
Worth reading
See all 90Written by Stephen Green, shared by Joseph
What clients say
As a realtor, Stephen has been one of my most trusted mortgage brokers for years.
Stephen is a fantastic mortgage broker who I have referred many of my clients to.
Stephen was incredibly patient, explained everything thoroughly, and was reassuring throughout.
Stephen helped us purchase our first home and kept us updated step-by-step.
The easiest mortgage experience I've ever had! All my questions were answered.
Stephen is all the things you want in a broker — knowledgeable, friendly, patient.
Ready when you are
Buying, selling, or just weighing your options — start with a no-pressure conversation.